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inyad Business Account

A business account in Saudi Arabia that is part of your software.

A business account inside your software: one real-time balance, fed by your sales and reconciled with them automatically, then spent on mass supplier and salary payouts without leaving inyad, whether you run a shop in Riyadh or a workshop in Dammam.

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Free demo. No commitment. In your language.

the inyad Business wallet dashboard, showing balance, pending requests and recent transactions
350 000monthly active businesses
$16B+in sales recorded every year
40+countries
Botanika
Cafés Carrion
Chez Thang
Coco Palm
Fun Art Place
Himmi
Ironman
Pralinor
The Game Changer Company
Yoka Sushi
One account for everything

One account for everything your business earns and spends.

Your takings, your invoices, your suppliers and your payroll all move through the same account, and every movement keeps its reason.

POS till takingsmatched to sales
Invoice paymentsclose the invoice
Collect · links & QRfiled on arrival
Incoming transferswith their reason
inyad Business Accountlive
84 315.0090 555.0072 155.00
+ 6 240.00 · till takings− 18 400.00 · payrollevery movement explained
Suppliersagainst purchases
Payrollone batch, from Staff
Mass paymentsa list in one operation
Transfersapproved before they move
A closer look

What comes in, what stays, what goes out, and why.

What receiving, holding, spending and tracking actually look like in your working day, one at a time, with nothing hidden.

Receive

Every payment lands in one account, already matched.

Till takings, paid invoices, links and QR collections arrive attached to the sale and the client they came from, with nothing to reconcile.

  • Till takings and paid invoices
  • Payment links and QR collections
  • Each amount tied to its client
the inyad Business Account balance with till takings, an invoice and a Collect QR payment, all matched
Hold

One business account balance that you can trust.

Live, in one number: not the bank's version from three days ago and not the notebook's version from last week, but what you hold now.

  • One balance, updated as you sell
  • No statement to download first
  • What you hold, not what you held
the live account balance with free top up, withdraw, request and send actions
Spend

Pay your suppliers and your team from that balance.

Suppliers, salaries and transfers go out from the same business account the money came into, and every payment keeps the document behind it.

  • Suppliers paid from the purchase order
  • Salaries paid straight from payroll
  • Approvals before any money moves
a July payroll batch listing employees and amounts, approved by you
Track

Every movement recorded with the reason behind it.

Who paid, who was paid and for what: each movement stays matched to the sale, the invoice or the payslip behind it, ready for accounting.

  • Customer balances kept up to date
  • Invoices closed when money lands
  • Exports ready for your accountant
a payment matched to its invoice and client, with the amount and payment details
Your team works together

Your team can use the account without using your password.

Each person gets their own login and their own limits, so whoever needs to pay can pay, and you still decide what they can do.

PermissionsEach person sees their part.

The cashier sees the till, the accountant sees the exports, the manager sees everything.

RolesAccess shaped by the job.

Configurable roles decide who can look, who can prepare, and who can pay.

ApprovalsMoney moves when you say so.

Payments above your threshold wait for a yes. Yours, or whoever you trust.

HistoryEverything signed by someone.

Every action carries its author and its time. Questions have answers, not debates.

Built into the inyad platform

For businesses across Saudi Arabia, the money sits with the software that brings it in.

Every sale, invoice and payout your inyad software handles lands here already matched, so there is nothing left to re-enter.

inyad Business Account

One account for the shop's money.

inyad TPE All-in-One

Card payments at the counter, POS included.

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inyad Collect

Payment links and QR for distant clients.

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inyad POS

The full till: sales, stock and reports.

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inyad Invoicing

Quotes, invoices and customer billing.

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inyad eCommerce

Launch without a developer. Never oversell.

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inyad Staff

Manage schedules, attendance and payroll.

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Payment security

Your money is safe, and there is nothing for you to manage.

Your balance is held at a licensed bank, card details never reach you, and there is nothing on your side to set up or maintain.

While the payment happens

PCI DSS certified processing

Card data is handled by certified systems and never stored on your device or in your shop.

Tokenised card numbers

The real number is replaced at the moment of payment. Nobody in your shop ever sees it.

Authenticated before it goes through

3-D Secure online, chip and certified hardware at the counter.

Once the money is yours

Held at a licensed bank

Your balance sits with a regulated banking partner, in an account separate from inyad's own money.

Encrypted in transit and at rest

TLS between every device and our servers, AES-256 on everything stored.

Watched in real time

Unusual patterns are flagged and stopped during the transaction, not at month end.

From our customers

Business owners in Saudi Arabia on the inyad business account, in their words.

My till takings and paid invoices land in the same account, already matched to the sale. I stopped reconciling at night.
?
Customer name to come Minimarket owner, Riyadh
I pay my suppliers and my team's salaries from the same balance, without leaving the software.
?
Customer name to come Wholesale trader, Jeddah
My accountant sees the exports, my cashier sees the till, and I still decide who can pay what.
?
Customer name to come Restaurant owner, Khobar
FAQ

Learn more about the inyad business account in Saudi Arabia

Is inyad a traditional bank, and does it replace my current bank?
No, inyad is not a traditional bank, and you do not need to close your existing bank account to use it. Think of inyad as a modern financial operating workspace built to eliminate the daily pains of legacy banking. While traditional business accounts are completely disconnected from your operations, inyad is wired directly into your point of sale registers and invoicing tools. This means every customer transaction automatically records and reconciles itself in your dashboard on its own. You gain powerful management capabilities that classic bank accounts simply cannot offer, such as setting granular team access permissions to protect your data, automating bookkeeping logs, and completely eliminating manual data entry, duplicate data entry, and end-of-day reconciliation stress.
Where exactly does the money from my daily store sales land?
Every digital payment you collect, whether a customer taps their credit card on your handheld terminal, settles an online invoice link via WhatsApp, or pays through your e-commerce storefront, lands securely directly into your integrated inyad Business Account balance. The system automatically reconciles the transaction in real time, meaning the incoming funds are matched to the exact customer sale and specific invoice row in your ledger on their own, updating your active balance with no end-of-day manual checkups.
Is my money safe with inyad, and what regulations protect my funds?
Yes, your money is completely safe and fully protected. Your corporate funds are handled through licensed, highly regulated banking institution partners and secure clearing networks that comply with strict international monetary guidelines. Your active balance is safeguarded under strict regional deposit protection frameworks, meaning your operational capital is completely segregated from our internal corporate assets and always fully accessible to execute your transfers or business payouts at any time.
How do I move my collected money out to my external bank account?
Moving your corporate cash out of the platform is fast, transparent, and completely frictionless. From your dashboard screen, you can trigger a direct digital payout or batch transfer to any traditional commercial bank account whenever you choose. Depending on your local banking network and processing rails, your funds move securely from your active workspace balance and can hit your external corporate banking records instantly or within 24 to 48 hours, completely removing processing delays or surprise holdbacks.
Can I use my account balance to pay corporate expenses, suppliers, and staff salaries?
Yes, it functions as a comprehensive outgoing treasury platform to run your entire operational lifecycle. Instead of constantly withdrawing physical cash, writing multiple individual cheques, or executing manual bank wires at the end of the month, you can deploy your active balance straight from your digital dashboard. The software lets you settle supplier purchase invoices and execute team payroll runs seamlessly, keeping your business outflows organized, tracked, and logged in one single workspace.
How do I open an account, and are there monthly maintenance fees?
Opening your account is entirely digital, takes only a few minutes, and carries zero ongoing monthly maintenance fees or surprise balance minimum requirements. You can instantly create your profile directly through your computer web browser or smartphone application by uploading your standard business registration or identity proofs. Once you submit your files, our internal compliance team conducts a quick security review phase to verify your profile and open your secure processing rails. Your account incurs a simple, one-time setup activation fee during onboarding, and you pay only standard competitive rates for external outgoing bank wires.
Can I see the Business Account working before I decide?
Yes. Book a free demo, with no commitment and in your language: we show you the account working with your sales, your team and your payouts. Plans are on the pricing page for your market, in riyals.

Your money in Saudi Arabia, finally in the same place as your business.

A free demo, in your language: see your sales, your team and your account working as one system.

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