Card & contactless payments

Accept card payments at the counter. Your machine is your POS.

Name: inyad Card Payments
Brand: inyad

A customer without cash shouldn't mean a lost sale. Take chip and PIN, contactless tap to pay, and mobile wallets on one affordable Android card reader that is also your POS, so every payment is matched to its sale automatically.

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350 000 monthly active businesses $16B+ recorded every year 40+ countries

Why it matters

A customer without cash is still a sale.

The customer at your counter has a card and no cash. Here is why that sale still happens.

Never lose a sale over payment method

A customer without cash walks out and buys elsewhere. Every one of those is a sale you paid rent and staff to almost make.

Contactless checkout that keeps the line moving

At the busiest hour the queue decides who stays. Every minute at the till is a customer deciding you are not worth the wait.

Safer than cash, bank-grade security

A drawer full of cash is a risk you carry home. Card takings cannot be miscounted, pocketed, or lost on the way to the bank.

How it works

One card payment terminal for every way customers pay

Chip, contactless tap, and mobile wallets all run through the same device, at tap speed and with no card data left on it.

Chip & contactless

Every card, every tap, every wallet, accepted

Turning a customer away over how they want to pay is a sale lost for good. One card payment terminal handles them all: chip+PIN for higher-value transactions, contactless tap for everyday amounts, and NFC for Apple Pay, Google Pay, and Samsung Wallet, with no extra app or setup on your end.

Accepts local bank cards, Visa and Mastercard via chip or contactless, plus international cards like Amex
NFC reads mobile wallets without any app install on your end
Receipt by SMS or email at the point of payment, no paper needed

Speed

Tap and done, checkout that keeps the queue moving

A tap, an approval, and the customer is gone: no PIN for small amounts, no change to count, no waiting on anyone's wallet. During a rush that rhythm is the difference between customers served and customers who give up and leave the queue.

Tap to pay, faster than opening a wallet for cash
No-PIN contactless up to the local limit, no friction for small everyday purchases
Faster checkout correlates with higher satisfaction and more turns per hour at busy counters

Security

Bank-grade security built into every card payment

Both chip and NFC use tokenization, so a unique one-time code replaces the real card number during the transaction and any intercepted data would be worthless. No card data is stored on your device or your network, and the whole payment flow is PCI-compliant by design on every terminal.

EMV chip creates a unique cryptogram per transaction, defeating card cloning entirely
NFC tokenization means the real card number never leaves the customer's bank
End-to-end encryption from tap to settlement, no card data stored on the device

Everything included

The terminal handles every card moment, from tap to refund.

Chip, contactless, mobile wallets and QR all run on the same all-in-one terminal, with every payment matched to its sale.

Chip+PIN payments all major cards accepted at the counter

Contactless tap NFC tap for fast, no-PIN transactions

Mobile wallets (NFC) Apple Pay, Google Pay, Samsung Wallet

Visa & Mastercard all major card schemes supported

Local & international local bank cards, plus Amex and foreign cards

Fast approval quick authorization, no customer waiting

Instant digital receipt SMS or email receipt at checkout

Refunds & voids processed directly from the terminal

Matched to the sale every payment reconciled to its order

All-in-one terminal POS and card machine in one device

QR code payments the same terminal also accepts QR payments

Multi-terminal support multiple counters from one account

Built for your business

Card payments for every type of counter

Whether you trade at a counter, at the table or at a market stall, the POS and the card machine are one device.

Hospitality & food

Take card payments tableside or at the counter without extra hardware, your POS and card machine are the same device.

Retail

Handle busy queues at the counter with tap-to-pay that never slows down, chip, contactless, or phone, all handled instantly.

Wellness, beauty & health

Professional, quiet checkout. No need for a separate card reader, one device handles booking, billing, and payment.

Independent professionals

The all-in-one terminal rings up the stand, the studio or the event, and payment links cover the clients who pay from home. Every payment lands on the client's page.

Goes well with

Card payments work better with the rest of inyad

Card payments are one piece of one platform: the same system runs your sales, inventory, staff, and reporting.

Payment Links

Collect payment when the customer isn't there, by WhatsApp, SMS, or email.

Learn more

QR Code Payment

Let customers scan and pay from their phone, no card machine contact needed.

Learn more

Digital Receipts

Send proof of payment by SMS or email instantly, no paper, no printer needed.

Learn more

inyad TPE All-in-One

The smart Android terminal behind it all, payments and POS in one device.

Learn more

From the counter

Businesses that never miss a card payment

The tap payments have transformed our busy lunch service. Customers are through the queue in seconds, it's made a real difference at the counter.

Karim L. Restaurant owner, Casablanca

I used to lose sales whenever someone didn't have cash on them. Now I never turn a card customer away, chip, tap, or phone, we take every one.

Sara B. Boutique owner, Marrakech

FAQ

Common questions about accepting card payments

What card networks and contactless digital wallets does the platform accept at the counter?

The active payment infrastructure handles universal payment rails to ensure you capture every checkout sale. It processes standard chip, pin, and contactless tap-to-pay entries across national and international networks, including Visa and Mastercard. The large secure touchscreen interface also accepts instant proximity transfers from modern digital mobile wallets, Apple Pay, Google Pay, and pre-filled regional QR code banking applications.

Do I need to negotiate a traditional bank contract or open a new account to get a card reader?

No, we eliminate traditional banking bureaucracy, multi-year lock-in merchant contracts, and long approval delays entirely. You can request and equip your location counter with our smart all-in-one handheld terminals through a simple hardware plan. Our digital payment integration runs on transparent processing splits with zero fixed monthly terminal or gateway rental fees, protecting your cash flow during slower business cycles.

Does the card processing system keep working when our local store internet cuts out?

The software register application continues to function entirely local-first during internet drops, allowing your staff to select items, manage open customer tabs, and print physical cash receipts. However, due to international banking regulations and secure encryption rails, an active internet connection is strictly required at the exact millisecond a customer sweeps or taps a digital bank card to clear the external financial transaction.

How fast do card checkout collections clear, and how do I transfer the cash out to my bank?

Every digital transaction processed triggers automated clearing cycles behind the scenes. Your collected store revenue routes securely directly into your unified inyad Business Account balance, automatically matching the incoming funds to the specific ticket ledger row. The funds clear and move into your active accessible balance within 24 to 48 hours, ready to be instantly transferred out to any external commercial bank account.

Take every payment, lose no sale

Chip, tap, or mobile wallet, your counter is ready, with on-site installation and local support to get you started.

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