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inyad Konnash

Manage customer and supplier debts from your phone.

Who owes you, who you owe and what remains: a free digital credit ledger on your phone, backed up in the cloud as it happens. The customer debt log, the cash book and your daily income and expenses, out of the paper notebook for good.

4.6 · 229,000 reviews on the Google Play Store

the Konnash app's credit book next to the paper credit notebook it replaces

350 000 monthly active businesses · $16B+ in sales recorded every year · 40+ countries

Botanika
Cafés Carrion
Chez Thang
Coco Palm
Fun Art Place
Himmi
Ironman
Pralinor
The Game Changer Company
Yoka Sushi
100% free Works offline Secure backup On your phone
One app. Three jobs.

Track the debts. Move the money. Earn on every service.

One app for the credit book, the cash book and the transfers, instead of a dozen features that never speak to each other.

Record

Know who owes you, and what the day brought in.

Two books in one app: the credit book keeps who owes what, the cash book keeps the money in and out. No notebook, no recopying at night.

  • The day's sales and the day's expenses
  • Who owes you, and who you owe today
  • Your cash balance, updated live
How the cash book replaces the notebook
the cash book with the net balance, cash in and cash out
the wallet with balance history and pending requests
Move

Move your money without leaving the credit book.

Your business has its own wallet: collect what you are owed, pay your suppliers, and keep the shop's money apart from your own money.

  • Send payment reminders by WhatsApp
  • Pay your suppliers without moving
  • Keep the shop's money apart from yours
Earn

Earn a commission on every service you offer.

Konnash doesn't only help manage money. It helps make money: you earn a commission on every transaction at your counter.

  • Bill payments and top-ups
  • Cash deposits and withdrawals
  • Money transfers
sending money and a payment request created successfully
One app

One app where the three jobs feed each other.

What you record as a debt becomes a reminder, what you collect lands in your wallet, and every service you offer pays you.

Credit Wallet Payments Agent Reports

Everything updates itself. No double entry.

Testimonials

What merchants say once the notebook is closed for good.

4.6 · 229,000 reviews on the Google Play Store

This app saves your data from being breached. Using the phone number, the users can reopen their accounts and recover all of their data.
RM
Rachid M. Merchant, Casablanca
Thanks to this handy and simple app, I was able to control all of my business-related accounts with my clients.
HK
Houda K. Merchant, Rabat
My clients really appreciate this app because it creates full transparency on all of their commercial transactions with me.
YA
Youssef A. Merchant, Tangier
The inyad platform

Konnash today, the counter and the invoices when you need them.

Take Konnash if the notebook is your problem today. Take the till or the invoices if that is where your shop already is.

inyad TPE

Let customers pay the way they want.

Learn more

inyad POS

Products, inventory and sales in real time.

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inyad Invoicing

Invoices in seconds, your business organized.

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inyad Staff

Schedules, attendance and payroll.

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FAQ

Learn more about the Konnash digital credit ledger book

Is the Konnash application free, and will I be forced to pay later?
The core Konnash ledger application is completely free and will always feature a free tier to support micro-businesses in managing their daily client credit. You can continue to add your customers, log credit lines, record payments, and track your outstanding balances without ever being forced to upgrade or pay a single cent. To help support our technical infrastructure and the continuous development of the platform, we offer optional, low-cost premium tiers. These paid updates are entirely voluntary and designed specifically for growing operations that require advanced business utilities, such as multi-device synchronization, extensive automated reporting, or priority client support. Your foundational account book remains free to use for as long as you run your store.
Does Konnash work without an internet connection?
Yes, the application is engineered to keep working even when your connection drops. You can add customers, log new credit lines, and record payments completely offline, right in the middle of a busy rush, and every entry is saved instantly on your device. The moment your smartphone finds a signal again, all your offline records synchronize automatically to your secure cloud backup, so you never pause a sale or lose a debt line waiting for the network.
What happens if I lose my smartphone, break it, or buy a new phone?
Your recorded data is fully backed up and completely safe from physical accidents. Unlike a traditional paper notebook that can be lost, torn, or destroyed, Konnash secures your business records in a digital cloud vault linked directly to your phone number. If your phone breaks or you buy a new device, you simply download the application again and log in using your phone number. Your complete list of clients, outstanding balances, and historical transaction rows will restore themselves instantly exactly where you left them.
What happens if I change my phone number or lose my SIM card?
Your account history remains safe, but because your secure ledger is anchored to your mobile identity for data protection, you must update your records before losing access. If you get a new phone number, you can easily migrate your entire client catalog and credit database to your new number directly through the account settings menu inside the application. If you lose your SIM card unexpectedly, our customer support team can help you verify your commercial identity and safely transfer your historical account book rows to your new active number.
Can my business partners or family members open the same account book on multiple phones?
Yes, you can easily sync your account book across multiple devices to keep your entire counter team updated. If you run your retail shop, convenience store, or workshop with a family member, a business partner, or a trusted cashier, they can log into the application using your main verified account credentials. Every time someone adds a customer payment or logs a new credit line on one phone, the central ledger updates automatically across all other connected screens in real time.
Is my business data safe and private from outside eyes?
Yes, your financial records are strictly confidential and completely private. inyad Konnash acts as a secure, personal digital locker for your business alone. Your client directories, outstanding debt lists, and daily sales values are fully protected and never shared or exposed to any outside organizations or commercial third parties. To ensure absolute privacy at your checkout counter, you can also activate a personal app lock PIN code inside your settings, preventing anyone from looking through your records if you leave your smartphone unattended on the counter.
How does the application save me money compared to my traditional paper notebook?
The digital ledger stops silent cash leaks and accelerates how fast you collect your money. Traditional merchants lose significant revenue every year simply because they forget to note a debt line during a busy rush, miscalculate page totals on a pocket calculator, or lose track of old client balances buried in a paper notebook. Konnash calculates everything automatically down to the exact cent, displays your total outstanding market balance on one single screen, and eliminates pricing arguments with clients.
Can I send automatic payment reminders to my customers through WhatsApp?
Yes, you can collect your outstanding balances much faster without the stress of awkward face-to-face confrontations. Instead of calling clients repeatedly or walking to their houses to request payment, the application lets you generate a professional, itemized debt statement in one tap. You can share this clear statement balance straight to your customer's phone via WhatsApp or standard SMS, reminding them exactly what they owe and helping you recover your cash up to three times faster.
What is the integrated Business Wallet inside Konnash, and how does it help my shop?
In the markets we serve, the integrated Business Wallet turns your simple digital notebook into an active financial workspace without requiring you to open a complex bank account. This built-in digital wallet allows you to receive, hold, and manage money directly inside the same application where you track your customer debts. By activating your wallet features where available, your shop can immediately start accepting digital payments from clients, tracking cash flows, and handling commercial financial actions straight from your phone screen.
How does the wallet receive money, and how can I spend my balance?
Your wallet balance populates automatically every time a customer pays an invoice link or settles a debt statement using an online payment method. Additionally, you can receive direct business transfers or top up your balance safely. Once your funds land in your active wallet balance, you can use your money immediately to pay your commercial suppliers, purchase inventory, settle utility bills, or securely transfer the cash out to any local bank account whenever you need it.

Download Konnash now and never miss a transaction again.

Keep track of your customers' debts. No more confusion!

Get it on Google Play