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Business e-wallet

One digital wallet for everything your business earns and spends

Money that lands in three places means evenings spent reconciling. The inyad merchant e-wallet holds your sales in one stored digital balance, sends transfers, and pays suppliers without a trip to the bank.

350 000 monthly active businesses $16B+ recorded every year 40+ countries
Screenshot: Business e-wallet
Why it matters

Your money, your sales, and your payments, all in one place

The card sale you took at noon sits in the same balance that pays your supplier at five.

Your payments land where you can spend them

Money you have earned but cannot reach is money you cannot use. Waiting days to settle turns a good week into a tight one.

Pay suppliers from the same balance

When paying out means moving money somewhere else first, every supplier run costs you a day and a fee you did not need.

One history explains every movement

Money in one place and records in another is how a month ends in doubt, with nobody able to say where the difference came from.

How it works

Sales settle in. Suppliers get paid out. One balance carries both.

Every movement lands in one transaction history, each deposit linked to the sale behind it, so reconciliation takes minutes.

Receive into your wallet

Your digital wallet is ready to receive payments

Your inyad e-wallet is set up from day one to receive payments, whether a supplier is paying an invoice or a client is settling a balance. Inbound transfers arrive in your wallet automatically and show in your transaction history in real time, with no manual chasing or separate reconciliation.

  • Wallet payment details ready to share with any counterparty from day one
  • Incoming transfers credit your wallet balance and show in your transaction history in real time
  • Card settlement, transfers in and transfers out all flow to one digital balance, one view
Screenshot: Receive into your wallet
Sales settle here

Card payment proceeds land directly in your e-wallet

When you accept a card payment at the counter, online, or via a payment link, the proceeds settle into your inyad e-wallet, not a third-party holding account you cannot see. Your wallet balance reflects what you have actually earned, and your sales report and history tell the same story.

  • Card payment proceeds settle into your e-wallet automatically, without manual transfers
  • Transaction history links each deposit to the original sale, so reconciliation takes minutes
  • Cash and card totals visible together so you always know your real wallet balance
Screenshot: Sales settle here
Send and manage

Transfer out to suppliers, staff, and any bank account

Your inyad e-wallet isn't just for receiving: send transfers out, pay suppliers on invoice, or run a payroll batch for your team without leaving the platform. For regular payment runs, mass payments handles every recipient in one step, instead of one transfer at a time at month end.

  • Send individual transfers to any recipient directly from your wallet balance
  • Link with mass payments to pay your entire team or supplier list in a single batch
  • Full transfer history with dates, amounts, and recipients kept on record for your accounts
Screenshot: Send and manage
Everything included

One business e-wallet that does the full job

Card payments, wires and cash collected through agents all land here, transfers go out from here, and every credit and debit is logged without a separate login.

Digital wallet balance your business money in one place
Live balance real-time view of available funds
Card settlement sale proceeds land in your wallet
Outbound transfers pay any bank account or mobile wallet
Inbound transfers receive from clients and partners
Full transaction history every credit and debit logged in order
Top up & withdraw withdraw to cash, wallet, or bank anytime
Embedded in inyad no separate login, platform, or app to manage
Mass payments ready batch-pay staff and suppliers in one approval
Statement export download a clean statement for accounting or tax
Safeguarded funds held separately from inyad's own money
Mobile access check wallet balance and transfers on the go
From our merchants

One place for sales, payments, and money

Having my card sales settle into the same wallet I use to pay suppliers saved me logging into three platforms every day. Everything is in one place now.
KA
Karim A. Restaurant owner, Casablanca
Wholesale clients can transfer directly to my inyad wallet. It feels professional and I don't need a separate banking app to manage it, it's all here.
SN
Salma N. Retail boutique owner, Marrakech
FAQ

Common e-wallet questions

Is the integrated inyad e-wallet a traditional bank account, and do I need a separate bank?
No, the e-wallet is a highly agile digital financial operating workspace, not a legacy bank account. You do not need to maintain a separate commercial bank account to run your daily transactions, as the e-wallet functions as a full incoming and outgoing treasury hub. However, it integrates seamlessly with traditional banking networks, allowing you to link external corporate records and move funds between systems without friction.
Can I receive my physical counter card sales and remote digital links directly into the wallet?
Yes, the digital wallet acts as the central settlement vault for your entire inyad commerce infrastructure. The exact moment a customer taps their card on your counter terminal or clears a secure WhatsApp payment link, the payment processing system routes the revenue directly into your active wallet balance, automatically reconciling the funds against your customer billings with zero manual data entry.
Is my operational capital safe inside the wallet, and what clearing regulations protect my money?
Absolute financial compliance and security are hardcoded into our core fintech infrastructure. Your corporate funds are handled through licensed, highly regulated banking institution partners and secure clearing networks that comply with strict international monetary guidelines. Your active balance is completely segregated from our internal corporate assets and protected under regional deposit safety frameworks, ensuring your money is always fully accessible.
What are the monthly maintenance costs, and are there strict minimum balance penalties?
We believe in absolute pricing transparency to help local businesses scale without hidden financial overhead. There are zero ongoing monthly maintenance fees, zero inactive account penalties, and zero surprise balance minimum requirements. Your digital profile incurs a simple, one-time setup activation fee during onboarding to open your secure processing rails, and you pay only standard competitive transaction splits for outgoing bank transfers.

Your sales, payments, and money, one digital wallet

A business e-wallet built into inyad. No extra logins, no reconciliation headaches.

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